Make your next purchase a Breeze with our personalised financing solutions.
Our customers asked for simple, honest solutions, so we gave them easy-to-understand options.
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Payment Plans
Our Payment Plans present exceptional value and stand out in the marketplace. Enjoy the benefit of no establishment or monthly fees and absolutely no interest.
Payment Plans from $100 - $50,000
No interest
No monthly account keeping fees
Repayment periods from 4 weeks - 3 years based on amount applied
Only repay what you borrow*
Repay on time and you simply repay the amount you borrow—making this a hassle-free option for your financial needs!
Personal Loans
We offer two types of personal loans depending on your needs - Low-Rate loan and a No-Deposit loan.
Personal loans from $2,001 - $50,000*
Terms between 1 - 5 years
No-deposit or Deposit options available
Weekly, Fortnightly or Monthly repayments
Your finance is just 3 steps away.
Choose your product.
Choose the product right for you and our simple, and guided application process takes as little as 5 min to complete (depending on the product selected). It automatically makes the required checks, and when finished we'll give you feedback in 60 seconds.
No waiting, no hassle.
Once approved, you are free to proceed. Settlement of the funds occurs directly with the supplier upon delivery of the goods or services by your representative. Hassle-free.
Enjoy your purchase!
Congratulations, you are now free to enjoy, knowing Breeze has taken the financial burden away.
Find the payment option that suits your budget
Here just a few reasons Breeze should be your one-stop-shop:
Help is at hand
We know that it can feel daunting organizing finance for the unexpected, and at Breeze, we have a team of passionate and dedicated people who will help answer any questions and guide you through each step.
Hassle-free settlements
We take all the hassle out of arranging finance for your next purchase. Once your application is approved, we'll send funds straight to the supplier of the goods or services. It's that easy.
A focus on privacy
We view your information in the highest regard. All your details are stored in the same level of security as a bank, always ensuring your privacy.
Complete transparency
We're completely open and transparent about our finance packages. Our documentation is in plain English, and there are no hidden fees, charges, or any other little surprises that might be concerning you.
You're in good hands.
AM I ELIGIBLE FOR A PERSONAL LOAN?
Eligibility
- Be at least 18 years old
- Have regular permanent income
- Be an Australian citizen, permanent resident or have a valid visa*
* Valid visa (PDF 183kb) (Opens in new window) To find out whether your Visa qualifies you please feel free call our Personal Lending Centre on 1300 290 240 to discuss.
What information do I need to provide?
- Details of your current financial situation
- Proof of employment (current wage slip)
- Proof of ID (if we cannot identify you electronically)
We may use the contact information that you give us to contact you to help you complete your application or if we need to discuss your application with you.
What happens when I apply?
When you have finished completing the application we will give you feedback on your application, typically in 60 seconds. Once conditionally approved your contract is presented online for your review and electronic acceptance.
It's that easy!
HOW CAN I APPLY?
Apply online, for personal loans it usually takes around 15 minutes and around 5 minutes for a payment plan.
WHAT IS THE LIMIT OF A PERSONAL LOAN?
You can apply online to borrow between $2,001 to $50,000.
If you need an amount greater then this call our friendly team to discuss your needs.
WHAT IS THE LIMIT OF A PAYMENT PLAN?
You can apply for amounts between $100 and $50,000, depending on the amount you borrow.
Payment plan are available only at approved merchants, and may not always be available with all purchases.
WHAT WILL I NEED TO APPLY?
Personal Loan
- Details of your current financial situation
- Proof of employment (current wage slip)
- Proof of ID (if we cannot identify you electronically)
Payment Plan
- Basic personal information
- Proof of ID (If we are unable to electronically identify you)
HOW LONG DOES IT TAKE FOR APPROVAL?
The application process is "real time" and will provide you an instant decision based on the information you provide. Once approved your contract is presented online for your review and electronic acceptance.
WHAT ARE THE COSTS?
Fees and charges vary depending on the product selected.
WHAT ARE YOUR OFFICE HOURS?
We are open Monday to Friday 7am to 5pm AWST (9:00am to 7:00pm - NSW/VIC/QLD/TAS/ACT)
and 10am to 8pm when daylight savings applies.
HOW DO I RESCHEDULE A PAYMENT?
If you need to change the date of your repayments please call our friendly support team on 1300 290 240.
HOW CAN I ACCESS INFORMATION ON MY ACCOUNT?
If you have any queries please call our friendly support team on 1300 290 240 or email applications@breezefinance.com.au.
I AM HAVING PAYMENT DIFFICULTIES, WHAT DO I DO?
We are sorry to hear that.Life doesn't always go as planned, and at Breeze we understand that sometimes you might need some assistance. We are keen to help. Please reach out at your earliest to our team either via phone 1300 290 240. or email collections@breezefinance.com.au
HOW CAN I NOMINATE SOMEONE TO DISCUSS MY ACCOUNT WITH YOU?
If you wish to nominate someone to discuss your account with us please complete the following form located here.
WHAT SHOULD I DO IF I HAVE COMPLAINT?
Breeze strives to provide the highest possible level of customer service to assure consumers that they can have confidence when dealing with our company at any level.
We are proud of our customer service culture and make every effort to ensure that our customers are satisfied with the service they receive.However should our customers feel that our service is not what it should be, we want to hear about it and resolve any issues.
We undertake to reply promptly to you once we are in receipt of any complaint.Should you wish to make a compliant you can either direct your enquiry to us via one of the following options;
Online
Complete the online form found here.
Phone
Feel free to call 1300 290 240
Postal
Compliance Manager
PO Box 7795
Cloisters Square WA 6850
Please allow up to 10 business days for a response.
What happens if you are still unhappy with the outcome?
If after lodging a compliant with and providing us with time to respond and we do not reach agreement on your complaint what is next? You can refer certain matters to the Australian Financial Complaints Authority (AFCA), who can investigate and resolve disputes of up to $250,000. This service is free to you.You can lodge your complaint by phone, fax or mail.
Postal
Australian Financial Complaints Authority Limited
GPO Box 3
Melbourne, VIC 3001
Phone
1800 931 678
Website
I AM HAVING ISSUES WITH A MERCHANT?
Sorry to hear that.
If you are having difficulty with the merchant you purchased goods and services from we encourage you to put your compliant in writing and talk to them to try and resolve the issue first.
If you are unable to resolve the issue there is a formal channel for you to register your complaint HERE.
I HAVE A QUESTION THAT'S NOT ANSWERED HERE?
Please contact us on 1300 290 240.
